Abstract: at the present stage of banking system development such method as rating is most often used for a comprehensive assessment of banks. In the article the essence of the rating assessment is determined, this concept is reduced to its components according to the main features. Aside from that, the importance of the rating assessment is revealed in seeking of business partners, determining the bank market position, as well as choosing the best bank for customers.
The paper substantiates the need for classification of bank ratings. In connection with that there is a wide variety of bank rating assessments, classification features of ratings of credit institutions are highlighted. Depending on the characteristics, the article proposes an appropriate classification of bank ratings, which makes it possible to expand the scope of rating management, for the reason that bank rating assessment is a significant indicator of financial circumstances, risk management and bank positions in the national and international markets. The basic types of bank rating assessments are also considered.
Keywords: rating, bank rating, bank reliability, rating classification, rating agency