Abstract: the article presents the analysis and assessment of credit resources and their supply by commercial banks. A comprehensive study of the banking market during the State Independence period shows that the volume of deposits and credit funds in the system of activities of commercial banks, being of paramount importance, serve as a necessary active element of banking activity.
The assessment of financial capacity is a necessary element for the development of the bank’s strategy based on the formation and implementation of deposit policies. The improvement in the performance of commercial banks is a consequence of the social and economic development of the Republic, the normalization of the economic space of banks, the financial situation of clients, the growth of incomes of the population and the development strategy of a number of commercial banks. In addition, the process of attracting and using banking resources was also considered. In order to achieve the distribution of attracted banking funds, a set of certain actions, methods and means to regulate joint activities of banking operations is required, i.e. the creation of a system of special management of the bank.
Keywords: credit, banks, banking system, capital, credit resources, deposit, etc.